Why the Ringgit Is Rising Against the Singapore Dollar (And How You Can Still Save Big in JB)
- Algyn Teo
- Oct 23
- 3 min read

If you’ve been watching the rates lately, you might’ve noticed that 1 SGD now fetches about RM 3.26, a little lower than the comfy RM 3.40+ range many weekenders were used to. That’s right, the Malaysian Ringgit (MYR) has strengthened slightly against the Singapore Dollar (SGD). But before you cancel your JB massage or grocery trip, just relax, there are still plenty of ways to stretch your dollar across the Causeway.
Why the Ringgit Is Strengthening
Analysts point to a few reasons for the MYR’s rebound. Malaysia’s economy has been growing steadily, posting around 5–6% GDP growth in recent quarters, that's stronger than Singapore’s 2–3%.
Combined with stable oil prices, higher export demand, and a softer U.S. dollar, the Ringgit has gained a little momentum. In short, Malaysia’s fundamentals are looking better, and the market is giving the MYR a small vote of confidence.
But make no mistake: the SGD is still stronger overall, and for Singaporeans crossing into JB, your dollar still goes far, you just need to learn how to spend a little smarter.
How to Save More in JB Even with a Stronger Ringgit
1. Plan your currency exchange wisely
Don’t just change money at the Causeway. Rates there are often terrible. Use apps like Wise to convert SGD to MYR digitally at close-to-market rates. You can also top up your Touch ‘n Go wallet through these apps, letting you pay for parking, petrol, and groceries seamlessly without queues at moneychangers.
2. Avoid tourist traps
Skip the overhyped cafes and “Instagram-famous” eateries near City Square. Drive (or Grab) 15–20 minutes further in, to places like Taman Mount Austin, Permas Jaya, and Bukit Indah that have food that’s not just tastier, but often 30–40% cheaper. Local hawkers and kopitiams further out from the main JB city still charge pre-inflation JB prices.
3. Time your shopping runs
Malls like Paradigm Mall JB, Mid Valley Southkey, and Angsana run mid-week or morning promotions that are less crowded and sometimes cheaper. Weekday deals can easily offset the weaker exchange rate. Always check mall promo pages before you go — they update regularly.
4. Bundle your services
Car grooming, tyre changes, and servicing are still dramatically cheaper in JB, often costing just half of Singapore’s prices. But instead of making multiple trips, book everything in one visit to save petrol, tolls, and time. Some service centers even offer combo discounts if you wash, polish, and change oil together.
5. Book accommodations early
Hotel rates in JB fluctuate with SG public holidays. Booking 2–3 weeks in advance can save up to 20%. Stick to hotels further from the checkpoint (e.g., Taman Sutera, Bukit Indah) for better value and free parking.
6. Eat local, buy local
Instead of imported snacks or chain restaurants, look for local brands and family-run eateries that have better flavour, smaller bills, and authentic JB charm. Remember: meals at JB’s local makan spots are still less than half the price of a typical SG hawker meal.
Yes, the Ringgit has strengthened, but JB is still the Singaporean’s best-kept budget escape. With a little planning and smarter spending, you’ll still save plenty on dining, shopping, spa sessions, petrol, and even weekend getaways.
The trick is to shop like a local, not a tourist, and you’ll find that even at RM 3.26 to the dollar, Johor Bahru still feels like a discount paradise.
Disclaimer:
he information in this article is based on publicly available data, current exchange rates, and general observations as of the time of writing. Currency values and prices in Johor Bahru may fluctuate without notice, and promotional deals or service rates can vary between outlets. This article reflects personal opinions and is intended for general informational purposes only. Readers are encouraged to verify details independently before making travel, shopping, or financial decisions.




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